Posts

10 Common Investing Mistakes (and how to avoid them)

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 By: Oliver Rahman I've made plenty of mistakes when I first started investing, whether it was trading too much or investing too much money in one day, I was simply inexperienced. Looking at articles, it seems like most newbie investors tend to lose money in the short run . This isn't because investing is not for them or they should quit it all together, rather simple mistakes almost everyone entering into the finance world make. After seven years in the market, I’ve seen these mistakes firsthand, both in my own portfolio and in others’. In this article, I break down the 10 most common investing mistakes beginners make, why they happen, and how to avoid them. #1: Confusing price with value Do you know the famous Warren Buffet quote: “It’s far better to buy a wonderful company at a fair price than a fair company at a wonderful price.” I'm betting you've heard some variation of it somewhere, and it still stands to this day. Most people chase whatever is moving instead of...

Newsletter - First Edition!

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  By: Oliver Rahman Hey guys! This is a different post than I'm sure most of you are used to, but I wanted to announce that I have helped create the first Newsletter for the Economics and Finance Society at West Chester University ! I was the Newsletter Director for this edition (and the future ones to come) so I helped guide these other members and helped them to write their own articles/designed the template.  This edition highlights the research, analysis, and insights produced by our own EFS members. Check it out with the link below! Economics & Finance Society — 1st Edition | LinkedIn

The problem with Bitcoin (and crypto in general)

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By: Oliver Rahman Bitcoin: The solution and future of finance! Crypto? Digital gold! The ultimate democratization of finance! These are some of the titles thrown around by people who love crypto and their reasons for buying it. And in truth, they are partly right. Over the last 15 years crypto has exploded onto the financial scene, becoming the interest of even large companies such as JPMorgan and BlackRock. The entire crypto industry is worth ~4.35 trillion, which makes it the 3rd most valuable asset in the world (only gold and NVIDIA are ahead). However, that's not to say there are no problems with bitcoin, and crypto in general. Factors that aren't discussed regularly include volatility, scalability and security risks that will prevent crypto from ever being a dominant currency in the world. Crypto is volatile If I came up to you today and told you If you give me all your money, I could either increase it 1000% or decrease it 90%, would you take the risk? I think its safe ...

Chrome Vs. Edge: A battle for the internet's future

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By: Oliver Rahman Here's a fun fact you probably didn't know: The Microsoft browser Edge on desktops usage has increased 12-fold over the past 5 years, peaking at an all-time high of 16.7% early last year. But what has been driving this growth? And is this the end for google chrome in the future? What is Microsoft doing right that google doesn't seem to understand. I will go over all this and more in this post and show my prediction for the future. market share of Edge over the past 10 years So, what's been driving this CRAZY growth? There are a few general things that are causing the switch and these are: Speed Battery life More built-in features Benefits While some of these might seem obvious, others might surprise you and might even save you money! let's go down the list: 1 & 2 Speed and battery life Up first, surprisingly, is speed! But not for everyone. Lots of tests have been conducted recently and what people found out is that edge is better utilizing re...

Options explained SIMPLY

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By: Oliver Rahman Options are another type of investment, a riskier one compared to individual investments or ETFs, but an investment, nonetheless. They can be a useful tool to hedge bets and make money or the downfall of your entire portfolio. However, TRULY understanding options is a bit difficult considering there are more factors than just stock down=bad stock up=good. There are many types of option contracts in the investment world, but for this simple article, I will only be explaining the two most popular ones: calls and puts. So, what's an option? "An option is a financial contract that gives the holder the right, but not the obligation , to buy or sell an underlying asset—typically a stock—at a predetermined price (called the strike price ), and a-" Yeah, this didn't make sense to me either when I read the definition, and what makes it harder is that I've seen the same explanation for options everywhere. Now that I understand how they work, I'm goi...