FinanceMaster

By: Oliver Rahman    Tell me if you've ever experienced this: you see a stock and love the company behind it, but it's at an all-time high! So, you decide not to buy. A few months pass and you decide to check up on it again, only to find out it gone up by 100% in those few months. This happens to investors, both novice and experienced, all the time. It hurts in a weird way knowing how much money you could have made if you just bought (even at a peak) and watching others selling the same stock for big gains.  So I should buy everything at a peak? No, avoid buying a stock just because it's at a peak.  Make sure you understand  WHY  exactly the stock is peaking. Is it speculation? hype? or an amazing earnings report. Also, keep in mind that just because a stock reaches an all-time high doesn't mean it will surpass it in the following weeks ahead. The company may never reach that height again, or even worse, crash. Understanding what is causing the increa...

By:  Oliver Rahman Recessions. Will. Happen. It is one of the many golden rules of the stock market. Recessions are corrections in market sentiment. They are periods when indexes and stocks often plateau or decline for months—and sometimes even years. Recessions are an ugly fact in the stock market. Recessions occur for various reasons. They can be triggered by inflation or decreased consumer confidence, as seen in 2022, or by market speculation. For example, the quick tariff incident in 2025 (which isn’t officially classified as a recession, but it did feel like it). These points illustrate how speculation and other factors can impact the market for long  periods of time. However, I know you’re here to learn how to make the most of a recession. Let’s get started. Have some money on standby  If you already have an investment account with some money in stocks, that's great! But a good idea is to never have ALL of it in stocks at once. Personally, I keep around 5-10% o...

By  Oliver Rahman TO THE MOON! Space is something we all thought of as a kid. We all dreamed of moon bases and trips to mars when we grow up. Sadly, there seems to be a lack of that currently, but not for long!  According to McKinsey & Company, the space industry could be worth $1.8 trillion by 2035 .  NASA's programs like Artemis (which aims to land someone on the moon AND create a moon base by 2030) and SpaceX's plan for mars in the next decade show an newfound interest by the government and private companies to go to space in the near future. By 2035 we could potentially have bases on the Moon and Mars with dozens of people on each, which also means a new lucrative market could emerge.  The main growth for the space economy, currently, is the greater need for connectivity with satellites. AI insights and new technology is also requiring more satellites and greater consumption, further increasing the space industry's capitalization. Mckinsey and Company in 2023...

By Oliver Rahman If you're li ke me, chances are when you turned 18 you had little understanding of how a credit card really worked. And yet, it is one of the most important things you will ever have in your adult life! Use it wrong, and you will be eternally in debt and be very limited financially. Use it right, and you can prosper and achieve financial stability (among other things!) So, How should you start? To start off, I would recommend getting a general credit card when you turn 18. The credit card I personally use is the Discover it® Student Cash Back as it has 5% cash back on items that rotate every 3 months and cashback match (which they give out every year). The card also offers 1-2% cashback on everyday items. Considering most students spend lots of money on things online, discover would be the best option for students. The discover card is also usually in the top 3 for NerdWallet rankings for students. Other cards, like Capital One Savor Student Cash Rewards Credit Ca...

By Oliver Rahman Last week Slate Auto released their truck that is meant to "revolutionize" the industry. This truck is meant to cost in the vicinity of 20k (after federal tax credits) for the base model. The trucks are expected to be delivered to customers by late 2026. The company has already started taking reservations for a refundable $50 fee. A few problems... However, a couple interesting problems come to mind. The first one being the price and what you get. The base model that is meant to be cheap and has no stereo, no speakers, and no touchscreen as well as manual roll down windows. This is meant to make it as "affordable" as possible. I think this is too much and there's a fine line between cheap and practical. For example, the most recent Kia K4 comes with touchscreens, automatic windows and stereos for only 23k, questioning whether this is to make the car more affordable or just to increase Slate's margins. I'm not sure of too many who would ...