FinanceMaster

By Oliver Rahman If you're li ke me, chances are when you turned 18 you had little understanding of how a credit card really worked. And yet, it is one of the most important things you will ever have in your adult life! Use it wrong, and you will be eternally in debt and be very limited financially. Use it right, and you can prosper and achieve financial stability (among other things!) So, How should you start? To start off, I would recommend getting a general credit card when you turn 18. The credit card I personally use is the Discover it® Student Cash Back as it has 5% cash back on items that rotate every 3 months and cashback match (which they give out every year). The card also offers 1-2% cashback on everyday items. Considering most students spend lots of money on things online, discover would be the best option for students. The discover card is also usually in the top 3 for NerdWallet rankings for students. Other cards, like Capital One Savor Student Cash Rewards Credit Ca...

By Oliver Rahman Last week Slate Auto released their truck that is meant to "revolutionize" the industry. This truck is meant to cost in the vicinity of 20k (after federal tax credits) for the base model. The trucks are expected to be delivered to customers by late 2026. The company has already started taking reservations for a refundable $50 fee. A few problems... However, a couple interesting problems come to mind. The first one being the price and what you get. The base model that is meant to be cheap and has no stereo, no speakers, and no touchscreen as well as manual roll down windows. This is meant to make it as "affordable" as possible. I think this is too much and there's a fine line between cheap and practical. For example, the most recent Kia K4 comes with touchscreens, automatic windows and stereos for only 23k, questioning whether this is to make the car more affordable or just to increase Slate's margins. I'm not sure of too many who would ...